Having a really good financial planner is, of course, the best route for entrepreneurs to take to make planning and saving a cinch, but these days you can get a lot of value out of online tools that won’t take a lot of your time. These tools are not only free for the most part, but will make your life so much easier. Below are some Internet Money Management Tools that will help you get organized and stay organized without having to break the bank to do it.
Over 1 million people currently use Mint for their online money management needs. This extensive website gives you the ability to create anonymous accounts, add your bank, credit card, and investment accounts… all in five minutes or less. Once you’ve added all of the required info, Mint will then pull your balances, purchases, stock trades, etc. and create a complete overview of your financial budget. Budgeting tools, automatic expense categorization, and graphs are a few of the many features found with Mint.
Who hasn’t had a piggy bank at one time in their life? Well, now you can have your piggy bank online with SmartyPig. It’s an online savings account that also allows you to set goals, contribute money, and will even allow family and friends (if you you have that kind of family and friends) to supplement your account. SmartyPig is 100% free to all users and is also certified by the McAfee SECURE Security Scan. If you’ve been looking for a tool to help keep you on track, this might be the right one for you.
If you’re looking for an ultra-simple and uncluttered online budgeting program that’s really easy to use, NeoBudget very well may be the one to go with. Using images that represent envelopes to show which money has been set aside for bills, savings, etc., NeoBudget’s interface is super simple to use. If you’re into budgeting programs with more personal finance features, you might want to consider a different budgeting program. If simplicity and ease-of-use is your thing, NeoBuget is certainly worth a shot!
Wesabe is pretty exceptional. It not only serves as an online money management tool, but it’s also got social networking aspects. You can manage your money and also get advice from thousands of other users at the same time. Another of Wesabe’s features that’s impressive is the fact that it will provide you with savings and spending tips based on your unique spending habits. Wesabe has a real community-type atmosphere, all while being completely anonymous and secure. It’s completely free, so why not give it a shot?
ManageMe is free and can be used for either personal or business use. It is so simple and easy to use that they say that you are able to teach your kids how to manage money with it. Isn’t that a fantastic idea? The program is very straight-forward and easy to use, however it lacks some of the specific advice that some other programs provide. With the ability to create multiple accounts, you’ll be able to manage your needs much more effectively and efficiently. ManageMe is packed with features to help you keep everything in order.
Some people find using personal budgeting software in conjunction with online money software to be a very complimentary duo. A person could use something like NeoBudget to manage their daily expenses and budget, and use something like QuickBooks for their business as well. It’s a very comprehensive approach to getting the reins on your finances.
Are there any other online money management tools that you use and would like to recommend? If so, please share in the comments section!
“Small Business, Big Vision provides a framework for you to unleash your driven and relentless passion to achieve unprecedented growth.”
Fantastic list. These are very creative money making sites.
Should learn a thing or two from them.
Thanks.
Been using Mint for about a year.. and still very happy with it.. great tool.
John,
Mint looks great! – I had never even heard of this stuff until now…clearly I must check this stuff out. I’ve got so many spreadsheets for organizing my money but maybe this is the way forward.
Luke
SmartyPig looks nice, and it’s cute!
This is great for anyone looking to manage there finances.Excellent read
lol – Jasmine, not sure that cute is the best criteria to use for choosing a financial app, but you’ve got a good point! :)
If it makes you want to manage your money, then I’d say it’s a great criteria! :)
I just wanted to add another great online money management tool. A friend of mine has been running the site http://www.clearcheckbook.com for the past 5 years. It is very similar to Mint, but does not require you to use the private logins to your financial institutions. Instead you manually add transactions which helps you to catch fraudulent charges. Unlike the other sites they do not make money off selling the data to advertisers which is another nice feature.
You should also take a look at http://www.budgetfocus.com
It has no connection to your bank accounts. It does online envelope budgeting, which makes it easy to understand and use. It’s about half the cost of some of these others.
Not sure how many know about this website but I used Out Of The Dark (OOTD) Budgeting for over a year now and it really changed my life financially. It has budgeting and expense tracking on one page side by side which I love, it has cash put-aside and personal stock management built in, and it has something called Credit Card Debt Terminator which I have not see anywhere else which is great if one wants to get out of any credit card debt situation. Find it at: myootd.org
I like ManageYourExpenses.com . It is very simple to use and it is FREE!. It has good features like budgeting, bill reminders and also feature for sharing expenses between roommates/friends.
Hey, I love MINT and added my bank but it only loaded my personal accounts, I need my business accounts on here to… or should I keep it separate.
Thanks for this nice article. For those who are reluctant to share their private banking information with third parties, I suggest taking a look at http://www.inexfinance.com. This is a free web-based personal finance software with easy-to-use money management and budgeting tools. It doesn’t automatically sync to my bank accounts and when needed I can use the import feature to bulk upload my financial transactions.
FlowZR is an online money management tool which can also be used as a document archiving solution (invoice, receipts, checks, …)
It is suited both for personal use and for small business, individuals because of the VAT and transfer feature.
All budgeting features including budgeting history are supported.
Built on top of the Google App Engine, FlowZR is always backed up.
Access all your accounting documentation from your mobile device. Also, check out http://BackupElf.com for the simplest way to back up your files via email. FREE!
Awesome info guys!
Amazing stuff