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101 Resources for Managing Your Money Online

August 31st, 2008 · 47 Comments

Managing Money Online

With a hard-hitting credit crunch beginning to take its toll on the masses, and rising fuel and food costs already causing distress, more and more people are turning to the web in order to cut costs and to make use of the valuable financial tools that exist online. We hope this list comes in handy, and let us know if you feel there are anymore that deserve a place below!

Budgeting & Money Management

There’s an always increasing number of tools and websites devoted to helping you manage your money. Each of these will be unique, but many have similar functions for budgeting and tracking expenses, and some will integrate with your bank accounts. The list includes both free and paid tools:

    1. Quicken Online - Manage your personal finances and online banking accounts.
    2. Mint - Free personal finance software to assist you.
    3. Yodlee - The most comprehensive online banking solution on the market.
    4. Expensr - A solid solution for a young adult’s simple finances.
    5. Wesabe - Save Money, Spend Wisely and Reach Your Goals.
    6. Walletproof - Search for money saving deals recommended by other Walletproof users.
    7. SpendView - Analyze your spending in a simple, automated and efficient web based personal finance tool.
    8. billQ - An easy way to keep track of your bills.
    9. Buxfer - Free online personal finance software for budgeting and expense management.
    10. Pear Budget - Start an easy budget for free.
    11. Geezeo - Free online personal finance managment service.
    12. Mvelopes - Lets you create a household or personal budget.
    13. iOWEYOU - Expenses sharing calculator.
    14. Billster - Helps people organise their personal and shared expenses.
    15. BudgetTracker - An online finance manager.
    16. Budget Pulse - An interactive, web-based budgeting utility.
    17. Dimewise - Financial management you’ll actually use.
    18. Spicy Digits - Managing your recurring expenses is a breeze.

Online Savings Accounts

Online savings accounts offer much higher interest rates than you can get from traditional bank savings accounts, and they can be pretty convenient too. Of course, these banks will not be available to all parts of the world. The list is separated by the US and UK.

    US:
    1. ING Direct - High interest savings account from ING Direct.
    2. HSBC - Provides a wide range of financial services to consumers and businesses.
    3. Capital One - Get information on Capital One credit cards, auto loans, home loans and mortgages, savings.
    4. FNBO Direct - Offers high interest saving accounts with the convenience of banking on the web.
    5. E*Trade Bank - Banking and lending products and services supported by high yields.
    6. Savings Square - It takes money to make money, but it only takes 10-15 minutes to open a new Square Savings Account.
    7. GMAC Bank - High Interest Rates for CDs and Money Market Accounts.
    8. Countrywide Bank - Institution focused on keeping costs down in order to provide higher interest rates to depositors.
    9. EmigrantDirect - High rate, no fee, no minimum savings accounts and certificates of deposit.
    10. CitiBank - Get rewards for your everyday banking.
    11. Provident Direct - Provident-direct has great online savings rates.

    UK:
    1. Barclays - Find personal banking services with Barclays personal banking.
    2. Cahoot - Access to your accounts 24 hours a day or use our mobile banking and automated telephone services.
    3. Egg - UK-based Internet bank gives customers online access to their accounts.
    4. ICICI Bank - ICICI Bank provides personal banking, NRI banking and corporate banking.
    5. ING Direct - Offering one of the highest savings rates with no fees and no minimums.
    6. HSBC - For all your personal and business banking needs.
    7. CitiBank - Provides a range of personal banking services, credit cards, insurance, and investments.

Invoicing Tools

For those of us who bill clients, online invoicing tools are a big time-saver, and they can help you to stay organized by knowing what invoices have been paid. Many of the options listed here include both a free and a paid version, or a free trial period. Some of the items on this list strictly handle invoices, and others provide additional money management functions:

    1. FreshBooks - Online invoicing and time tracking service.
    2. Billing Manager - Free online invoicing software.
    3. Invoice Place - Tax Invoices, quotes and receipts - fast and easy.
    4. Pay Simple - ACH, eCheck, and Merchant Account Processing.
    5. Less Accounting - Small business accounting software.
    6. Blinksale - The easiest way to send invoices online.
    7. Invotrak - Keep track of your invoices and time sheets quickly and easily with invotrak.
    8. Invoices Made Easy - Create, manage, customize, print, and email your invoices completely free.
    9. Bill My Clients - Easy way to create and send invoices and bills to your clients.
    10. Billing Orchard - Online electronic billing software application.
    11. WORKetc - Includes CRM, time tracking, documents and billing.
    12. Simply Invoices - Easiest way to create invoices from the time you’ve logged in your Basecamp project.
    13. SimplyBill - User friendly online invoice management tool.
    14. Time:59 - Web-based client billing and online invoicing software.
    15. Invoice Creator for Excel - Create invoices with Professional Reports.
    16. Free Invoice Templates for Excel - Create invoices with Professional Reports.
    17. Bill4Time - Web based time tracking and time billing software.
    18. Cashboard - Estimate, Invoice, and Time Tracking Software for your business.
    19. Invoice2Go - Software for creating invoices, purchase orders, quotes and all types of business documents.

Online Payment Processing

If you’re selling products online or providing freelance services, these tools can make it easier and convenient for you to get paid. Of course, they can also be convenient if you’re doing the paying:

    1. PayPal - World renowned.
    2. Google Checkout - Google’s way to send and receive money.
    3. Neteller - Online payment solutions.
    4. iKobo - Pick up your money at over 1000000 Visa ATMs.
    5. Moneybookers - Cheaper way to send and receive money worldwide.
    6. Payoneer - Payoneer uses MasterCard prepaid cards to enable payouts from websites to individuals worldwide.
    7. Citibank - Simple, Secure and Convenient way to pay.

Websites and Blogs

Want to learn more about managing your money? There are a number of excellent websites and blogs that you can follow to enhance your financial knowledge:

    1. Yahoo! Finance - Free stock quotes, up to date news, portfolio management resources, international market data.
    2. MSN Money - Comprehensive source for your money and personal finance needs.
    3. CNN Money - Business news and financial market coverage updated throughout the day.
    4. The Wall Street Journal - International and national news with a business and financial perspective.
    5. Google Finance - Broad range of information about stocks, mutual funds, public and private companies.
    6. BankRate - Online publication that provides consumers with financial data, research and editorial information.
    7. GStock - GStock is a supercomputer for daily hot stock picks and best stock pick signals with a high degree of certainty.
    8. Get Rich Slowly - Weblog covers frugality, saving and investing, and other aspects of money management.
    9. Wise Bread - Personal finance and frugal living forums.
    10. The Motley Fool - Provides premium investing advice and market-beating stock research.
    11. The Simple Dollar - A personal finance blog focusing on ordinary people dealing with unprecedented levels of debt.
    12. Blogging Stocks - Blog about the stock market.
    13. My Money Blog - Chronicles author’s journey and his goal of becoming a millionaire.

Articles

The articles below are excellent starting points for learning more about finances:

Stock Trading

Online trading can provide cheaper transactions than traditional trading. Here are some of the leading options:

    1. Scottrade - Online discount brokerage firm.
    2. E*Trade - Offers online trading & investing.
    3. TD Ameritrade - Online trading services: Broker services.
    4. ING Sharebuilder - Buy stocks online.
    5. UpDown
    6. FirstTrade - Online discount brokerage that offers investments such as stocks, options, mutual funds, bonds…
    7. Zecco - Commission free stock trading.
    8. SogoTrade - Online stock broker SogoTrade offers the best in discount brokerage investing.
    9. Online Stock Trading Reviews - Information about trading stocks online.

Calculators and Tools

If you want to see how much a mortgage will cost you or how much you need to save for retirement, online calculators are a great resource. This is just a sampling of what you can find online, but these are some of the most useful ones:

Image by Daniel Starrason

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47 responses so far ↓

  • 1 Scott Carpenter // Aug 31, 2008 at 9:14 pm

    Thanks for mentioning Invoiceplace Steven! :)

  • 2 Tom Fisher // Sep 1, 2008 at 7:15 pm

    An excellent post! One thing you didn’t mention was a resource to help people develop an emergency fund (which everyone needs!) Bankrate.com has a helpful article at http://www.bankrate.com/brm/news/Financial_Literacy/July07_build_emergency_fund_a1.asp?caret=44d

  • 3 Today’s 10 Blogosphere Quickies : INconstantIN.ro // Sep 1, 2008 at 9:31 pm

    [...] 101 Resources for Managing Your Money Online [...]

  • 4 Are You Frustrate With Your Money Management Skills (Part 2)? « Barrygardens’s Weblog // Sep 1, 2008 at 9:48 pm

    [...] 101 Resources for Managing Your Money Online - Budgeting & Money Management. There’s an always increasing number of tools and websites devoted to helping you manage your money. Each of these will be unique, but many have similar functions for budgeting and tracking expenses, … [...]

  • 5 Rhys // Sep 1, 2008 at 11:19 pm

    You should check out http://www.interactivebrokers.com They charge just a a penny or 2 per share. It really cuts down on the transaction costs.

  • 6 Going Green // Sep 2, 2008 at 12:54 am

    Great post as Tom said. I am definitely going to be bookmarking this page when I need to find financial sites to go to.

  • 7 Whats Going On Around Dorm Room Biz? | Dorm Room Biz // Sep 2, 2008 at 2:06 pm

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  • 8 Promotional Items // Sep 2, 2008 at 3:02 pm

    This is a great list! I especially love Mint, very clean and intuitive.

  • 9 Shoto Azikuri // Sep 2, 2008 at 5:33 pm

    Very Interesting links, Thank you man

  • 10 Noobpreneur // Sep 4, 2008 at 6:16 pm

    Wow - an exceptional resource!

    I use Quicken, and it’s all good :)

    Thanks!

  • 11 Ben Rometsch // Sep 4, 2008 at 10:02 pm

    We just released time tracking and invoice generation softwarePipeline for UK customers…

  • 12 online savings // Sep 7, 2008 at 2:02 pm

    Thanks so much for the list, especially the pear budget. Most resources here has personally helped me with savings and planning.

  • 13 Ps3 man // Sep 7, 2008 at 3:12 pm

    Anyone looking for a UK based savings account should give Kaupthing Edge a try. They offer great rates and from research don’t lower them quickly once you’ve joined.

  • 14 Gossip // Sep 7, 2008 at 5:20 pm

    What a great list, thanks for sharing!

  • 15 101 Resources for Managing Your Money Online — listluv // Sep 8, 2008 at 1:18 am

    [...] 101 Resources for Managing Your Money Online [...]

  • 16 Quitting The Day Job // Sep 8, 2008 at 11:49 am

    Posts like these are nice, but come on, how actually has the time to go through all 101? And if you do, you should be using that time making money so you can then manage it.

  • 17 PS3 // Sep 8, 2008 at 10:06 pm

    That is a huge list. I reckon I could do a similar one on “100 ways to spend your money very quickly online”!

  • 18 Steven Snell // Sep 9, 2008 at 12:27 am

    The point is not to go through all 101 items. The idea is to provide people with a variety of resources and hopefully people will find a few that can help them.

  • 19 teens make money online // Sep 10, 2008 at 11:05 am

    Wow, this was huge. Thanks for the time you spended doing research for this list…

  • 20 ISA savings // Sep 17, 2008 at 2:34 pm

    Thanks for the post, what counts in such post is the time invested to add to peoples knowledge as well as doing the job for them.
    I surely will mention you in my blog. keep up the good work.

  • 21 Carla // Sep 17, 2008 at 4:06 pm

    Great list - I will have to bookmark this page! Thank you for researching all of this.

  • 22 chuckie // Sep 17, 2008 at 4:12 pm

    Mmm, a list that is worth of my desktop space. Off you go, to the txt file :)

  • 23 PS3 // Sep 18, 2008 at 10:06 pm

    @Steven - sorry, I was being facetious, wasn’t meant to sound critical.

  • 24 Steven Snell // Sep 18, 2008 at 10:16 pm

    PS3, no worries.

  • 25 iPod // Sep 19, 2008 at 10:47 pm

    As a student, I don’t have that much need to manage my money, I’m too busy learning (and doing other things that students do).
    Never the less, I’m already feeling how valuable the internet is when it comes to managing money, and that’s exactly why I’ve kept my head above water, contrasting with my flatmates.
    Top list.

  • 26 ben // Sep 23, 2008 at 2:38 am

    Great blog, many people underestimate the power
    of social marketing and the ability to attract
    people to your site

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  • 29 Danny Cooper // Oct 1, 2008 at 12:54 pm

    Posts like this always get me thinking how much money people were losing out on before we had this great resource we call the internet.

  • 30 Puneet // Oct 2, 2008 at 1:24 pm

    yes Danny … internet is a huge resource to find something or i can say to find anything …right ;)

    gr8 ones mentioned out here

  • 31 Paid Survey Guy // Oct 2, 2008 at 10:56 pm

    You’ve got some really helpful links here, thanks. Many of which I’ve never heard of so I’ll be sure to give them a go. Money management is something I tend to forget about as I’m too busy with other stuff.

  • 32 Jen C // Oct 3, 2008 at 3:50 am

    Thanks for the list. We use Quicken Home and Business to run our online store.

  • 33 Simon from Otooo // Oct 3, 2008 at 5:37 am

    Wow man, I don’t know where to start - this list is awesome - I’ve only heard of like 2 of them, so I have a lot of checkout out and surfing to do

  • 34 PS3 // Oct 4, 2008 at 8:23 pm

    I agree that the internet opens up a whole new world of information but not all of it is good. At least in the pre-web days you had easier (fewer) choices!

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  • 36 Goldie // Oct 6, 2008 at 12:28 am

    Great list, personaly I just created my own excel spreadsheet, pretty simple and highly customizable so your getting exactly what you need.

  • 37 Zurpit // Oct 11, 2008 at 3:09 pm

    All of these sites are very good for managing your money, thanks for the great resource

  • 38 Joel Drapper // Oct 15, 2008 at 11:45 pm

    Great post! I’ll go and check out all those tools later :P

    I have been looking for tools for managing money on line for a while.

    Thanks!

  • 39 Armen Shirvanian // Oct 17, 2008 at 11:57 pm

    This list sure does provide many different paths to a similar goal, which is to assist individuals in getting a handle on their financial situation. QuickBooks is quite popular for small businesses to use for this purpose.

  • 40 Sarah Smith // Oct 20, 2008 at 2:43 am

    Awesome and comprehensive List. I ran across a blog post the other day and I will share the link here. It’s has some great advice as to planning the start of an online business venture. Hope this is helpful.
    http://www.work-from-home-job.com/blog/?p=119

    Thanks,
    Sarah

  • 41 online savings // Oct 30, 2008 at 6:09 pm

    Thanks for the mention.

  • 42 Carla // Oct 30, 2008 at 6:22 pm

    Great list. I started using https://www.clearcheckbook.com/ a few months ago and its been a great tool for me.

  • 43 The Paid Online Surveys // Nov 1, 2008 at 11:52 pm

    Excellent list you’ve got here, very comprehensive! :) Strangely PayPal is pretty much the only one on the list that I use :( but I do need another savings account so might open one up soon.

  • 44 Free G1 // Nov 3, 2008 at 1:14 am

    I found this list an invaluable source. Being a student I need all the help I can get to manage my fiance. I currently have $1500 saved up but dont know weather I have the best interest rate possible.

    Thanks Again.
    Free G1

  • 45 Mounted Rubber Stamps // Nov 3, 2008 at 10:40 pm

    I completely agree with the Paypal inclusion - you can’t conduct business online without it.

  • 46 Justin // Nov 4, 2008 at 8:55 am

    Nice list. Managing my money is actually my biggest weakness. I use paypal and Epassporte, but that’s about it.

  • 47 Card Problem // Nov 9, 2008 at 1:40 am

    Quickbooks is another great one. As a small business owner it’s an invaluable tool to managing your finances.

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